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Federal loans are financial aid services offered by the United States government to help students pay for their higher education. "Student Federal Loans" are typically considered to be more favorable vs bank and private loans, as a "student federal loan" offers lower interest rates and more flexible repayment options and payment terms.

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Examples of terms students are commonly searching for: Federal loan, student loan, financial aid, government loan, federally funded loan, federally backed loan, federally guaranteed loan, FAFSA (Free Application for Federal Student Aid), Direct Loan Program, Stafford Loan, PLUS Loan, Perkins Loan, what's my federal loan payment?

There are several types of "student federal loans" available, including:

Direct Subsidized Loans: These federal loans are based on financial need. The U.S. Government pays the federal loan interest while the student is in school and during some other time periods.

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